Life is full of risks. No one has seen the future. Anything can happen at any moment. The uncertainty just doesn't affect you but also your family. We cannot remove the risk but can plan something for uncertain situations. According to W.A. Dinsale, “Insurance is a device for the transfer of risks of individual entities to an insurer. Feel free to transfer all to us. We provide all kinds of insurance and make sure it matches your capability to pay. We believe everyone needs insurance until one is immortal.